Wealth is more than just money—it’s your knowledge, skills, and character that make you a true “High-Agency” individual.
Here’s a quick guide to building lasting wealth:

1. Clear Debt: Start by paying off any money you owe.

2. Save an Emergency Fund: Set aside at least 6 months‘ worth of living expenses for security.

3. Learn Daily: Spend time each day building your skills. Your knowledge is a powerful asset that fuels long-term success.

4. Build Assets: Save in high-interest accounts. Understand how the economy works. When stocks go on sale, that’s your opportunity. Even small, consistent investments ($50–$100/month) in the S&P 500 can grow significantly over time. (See screenshot)

5. Avoid Liabilities: Say no to unnecessary gadgets, high-interest loans, and lifestyle inflation.

6. Stay Consistent: Keep learning, invest wisely, and move forward with purpose. Remember—no one can steal your knowledge. It’s your most valuable asset.

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